The First State Bank offers a variety of savings accounts to fit your personal banking needs. If you would like to open a new account or have questions about your current account, please contact your First State Bank Branch for further information.
| Youth Savings Club | Adult Savings | |
|---|---|---|
| Minimum to Open | $10 | $25 |
| Minimum Balance | None | $25 |
| Service Charges | None | $1 fee per month if balance falls below $25 |
| Interest | Yes** | Yes** |
| Check Card | Yes (Must be tied to checking) | Yes (Must be tied to checking) |
| Internet / Mobile Banking | Yes | Yes |
| Mobile Deposit | Yes | Yes |
Youth Savings Club
Minimum to Open
$10
Minimum Balance
None
Service Charges
None
Interest
Yes**
Check Card
Yes (Must be tied to checking)
Internet / Mobile Banking
Yes
Mobile Deposit
Yes
Adult Savings
Minimum to Open
$25
Minimum Balance
$25
Service Charges
$1 fee per month if balance falls below $25
Interest
Yes**
Check Card
Yes (Must be tied to checking)
Internet / Mobile Banking
Yes
Mobile Deposit
Yes
**Interest on accounts are subject to change *Limits and Fee Disclosure available upon request
- Minimum to Open - $10
- Minimum Balance - None
- Service Charges - None
- Interest - Yes**
- Check Card - Yes (Must be tied to checking)
- Internet / Mobile Banking - Yes
- Mobile Deposit - Yes
Adult Savings
- Minimum to Open - $25
- Minimum Balance - $25
- Service Charges - $1 fee per month if balance falls below $25
- Interest - Yes**
- Check Card - Yes (Must be tied to checking)
- Internet / Mobile Banking - Yes
- Mobile Deposit - Yes
Individual Retirement Accounts (IRAs)
- Minimum to Open - $1,000
- IRA Types - Traditional, ROTH, SIMPLE, SEP
- Terms - 1 month to 60 months
Certificates of Deposit (CDs)
- Minimum to Open - $1,000
- CD Types - Regular, College Saver
- Terms - 1 month to 60 months
Health Savings Accounts (HSAs)
- Minimum to Open - None
- Interest Bearing Account, all fees waived excluding overdraft fees.
- Customer and Insurance Company must provide evidence of HDHP plan to qualify.
