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Personal Checking

The First State Bank offers a variety of checking accounts to fit your personal banking needs. If you would like to open a new account or have questions about your current account, please contact your First State Bank Branch for further information.

 
A table with information about personal checking accounts
 Basic CheckingNOW AccountSuper Now AccountMoney Market
Minimum to Open$100$1,500$5,000$2,500
Minimum BalanceNone$1,500$5,000$2,500
Service ChargesNone$10 fee if balance falls below $1,500 at any time of the statement cycle$10 fee if balance falls below $5,000 at any time of the statement cycle$10 fee if balance falls below $2,500 at any time of the statement cycle
Checks

Yes

(Cost varies by style)

Yes

(Cost varies by style)

Yes

(Cost varies by style)

Yes

(Cost varies by style)

Withdrawal LimitationsNoneNoneNoneA $5 fee per debit transaction in excess of six per statement cycle
InterestNoYes**Yes**Yes**
Check CardYesYesYesYes
Internet / Mobile BankingYesYesYesYes
Mobile DepositYesYesYesYes
Bill PayYesYesYesYes
Basic Checking
Minimum to Open$100
Minimum BalanceNone
Service ChargesNone
Checks

Yes

(Cost varies by style)

Withdrawal LimitationsNone
InterestNo
Check CardYes
Internet / Mobile BankingYes
Mobile DepositYes
Bill PayYes
NOW Account
Minimum to Open$1,500
Minimum Balance$1,500
Service Charges$10 fee if balance falls below $1,500 at any time of the statement cycle
Checks

Yes

(Cost varies by style)

Withdrawal LimitationsNone
InterestYes**
Check CardYes
Internet / Mobile BankingYes
Mobile DepositYes
Bill PayYes
Super Now Account
Minimum to Open$5,000
Minimum Balance$5,000
Service Charges$10 fee if balance falls below $5,000 at any time of the statement cycle
Checks

Yes

(Cost varies by style)

Withdrawal LimitationsNone
InterestYes**
Check CardYes
Internet / Mobile BankingYes
Mobile DepositYes
Bill PayYes
Money Market
Minimum to Open$2,500
Minimum Balance$2,500
Service Charges$10 fee if balance falls below $2,500 at any time of the statement cycle
Checks

Yes

(Cost varies by style)

Withdrawal LimitationsA $5 fee per debit transaction in excess of six per statement cycle
InterestYes**
Check CardYes
Internet / Mobile BankingYes
Mobile DepositYes
Bill PayYes
 

**Interest on accounts are subject to change *Limits and Fee Disclosure available upon request

Basic Checking

  • Minimum to Open - $100
  • Minimum Balance - None
  • Service Charges - None
  • Checks - Yes (Cost varies by style)
  • Withdrawal Limitations - None
  • Interest - No
  • Check Card - Yes
  • Internet  / Mobile Banking - Yes
  • Mobile Deposit - Yes
  • Bill Pay - Yes

 


NOW Checking

  • Minimum to Open - $1,500
  • Minimum Balance - $1,500
  • Service Charges - $10 fee if balance falls below $1,500 at any time of the statement cycle
  • Checks - Yes (Cost varies by style)
  • Withdrawal Limitations - None
  • Interest - Yes**
  • Check Card - Yes
  • Internet  / Mobile Banking - Yes
  • Mobile Deposit - Yes
  • Bill Pay - Yes

 


Super NOW Checking

  • Minimum to Open - $5,000
  • Minimum Balance - $5,000
  • Service Charges - $10 fee if balance falls below $5,000 at any time of the statement cycle
  • Checks - Yes (Cost varies by style)
  • Withdrawal Limitations - None
  • Interest - Yes**
  • Check Card - Yes
  • Internet  / Mobile Banking - Yes
  • Mobile Deposit - Yes
  • Bill Pay - Yes

 


Money Market

  • Minimum to Open - $2,500
  • Minimum Balance - $2,500
  • Service Charges - $10 fee if balance falls below $2,500 at any time of the statement cycle
  • Checks - Yes (Cost varies by style)
  • Withdrawal Limitations - A $5 fee per debit transaction in excess of six per statement cycle
  • Interest - Yes**
  • Check Card - Yes
  • Internet  / Mobile Banking - Yes
  • Mobile Deposit - Yes
  • Bill Pay - Yes

 


 
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