The First State Bank offers a variety of checking accounts to fit your personal banking needs. If you would like to open a new account or have questions about your current account, please contact your First State Bank Branch for further information.
| Basic Checking | NOW Account | Super Now Account | Money Market | |
|---|---|---|---|---|
| Minimum to Open | $100 | $1,500 | $5,000 | $2,500 |
| Minimum Balance | None | $1,500 | $5,000 | $2,500 |
| Service Charges | None | $10 fee if balance falls below $1,500 at any time of the statement cycle | $10 fee if balance falls below $5,000 at any time of the statement cycle | $10 fee if balance falls below $2,500 at any time of the statement cycle |
| Checks | Yes (Cost varies by style) | Yes (Cost varies by style) | Yes (Cost varies by style) | Yes (Cost varies by style) |
| Withdrawal Limitations | None | None | None | A $5 fee per debit transaction in excess of six per statement cycle |
| Interest | No | Yes** | Yes** | Yes** |
| Check Card | Yes | Yes | Yes | Yes |
| Internet / Mobile Banking | Yes | Yes | Yes | Yes |
| Mobile Deposit | Yes | Yes | Yes | Yes |
| Bill Pay | Yes | Yes | Yes | Yes |
Basic Checking
Minimum to Open$100
Minimum BalanceNone
Service ChargesNone
Checks
Yes
(Cost varies by style)
Withdrawal LimitationsNone
InterestNo
Check CardYes
Internet / Mobile BankingYes
Mobile DepositYes
Bill PayYes
NOW Account
Minimum to Open$1,500
Minimum Balance$1,500
Service Charges$10 fee if balance falls below $1,500 at any time of the statement cycle
Checks
Yes
(Cost varies by style)
Withdrawal LimitationsNone
InterestYes**
Check CardYes
Internet / Mobile BankingYes
Mobile DepositYes
Bill PayYes
Super Now Account
Minimum to Open$5,000
Minimum Balance$5,000
Service Charges$10 fee if balance falls below $5,000 at any time of the statement cycle
Checks
Yes
(Cost varies by style)
Withdrawal LimitationsNone
InterestYes**
Check CardYes
Internet / Mobile BankingYes
Mobile DepositYes
Bill PayYes
Money Market
Minimum to Open$2,500
Minimum Balance$2,500
Service Charges$10 fee if balance falls below $2,500 at any time of the statement cycle
Checks
Yes
(Cost varies by style)
Withdrawal LimitationsA $5 fee per debit transaction in excess of six per statement cycle
InterestYes**
Check CardYes
Internet / Mobile BankingYes
Mobile DepositYes
Bill PayYes
**Interest on accounts are subject to change *Limits and Fee Disclosure available upon request
Basic Checking
- Minimum to Open - $100
- Minimum Balance - None
- Service Charges - None
- Checks - Yes (Cost varies by style)
- Withdrawal Limitations - None
- Interest - No
- Check Card - Yes
- Internet / Mobile Banking - Yes
- Mobile Deposit - Yes
- Bill Pay - Yes
NOW Checking
- Minimum to Open - $1,500
- Minimum Balance - $1,500
- Service Charges - $10 fee if balance falls below $1,500 at any time of the statement cycle
- Checks - Yes (Cost varies by style)
- Withdrawal Limitations - None
- Interest - Yes**
- Check Card - Yes
- Internet / Mobile Banking - Yes
- Mobile Deposit - Yes
- Bill Pay - Yes
Super NOW Checking
- Minimum to Open - $5,000
- Minimum Balance - $5,000
- Service Charges - $10 fee if balance falls below $5,000 at any time of the statement cycle
- Checks - Yes (Cost varies by style)
- Withdrawal Limitations - None
- Interest - Yes**
- Check Card - Yes
- Internet / Mobile Banking - Yes
- Mobile Deposit - Yes
- Bill Pay - Yes
Money Market
- Minimum to Open - $2,500
- Minimum Balance - $2,500
- Service Charges - $10 fee if balance falls below $2,500 at any time of the statement cycle
- Checks - Yes (Cost varies by style)
- Withdrawal Limitations - A $5 fee per debit transaction in excess of six per statement cycle
- Interest - Yes**
- Check Card - Yes
- Internet / Mobile Banking - Yes
- Mobile Deposit - Yes
- Bill Pay - Yes
